Why December 31 matters
Many workplace health plans run on the calendar year. If yours does, the massage or osteopathy amount you have not used by December 31 does not carry over to the next year. Some plans run on a different plan year, so check the date in your insurer’s app or your benefits booklet.
What to check in your plan
- The yearly amount for registered massage therapy, and how much of it is left.
- Whether there is a limit per visit or a number of visits per year.
- Whether your plan asks for a doctor’s note for massage.
- Whether manual osteopathy is covered, and how much.
Your insurer’s app or member website shows all of this. Have your plan and member number ready when you book.
How direct billing works at ERA
We bill most insurers directly, so you pay only the part your plan does not cover. With Canada Life you pay at the clinic and submit the receipt yourself. Read more on our Direct Billing page.
Which treatment to choose
- Massage therapy: therapeutic, deep tissue or relaxation massage, 30 to 90 minutes.
- Manual osteopathy: hands-on treatment for back, neck and joint pain.
- Couples massage: if both of you have coverage, each visit can be billed to each plan.
Plan more than one visit
If you have a larger amount left, two or three visits before the end of the year use it better than one long session. Book now to have time for all of them.
